The CIMB Niaga offer is reserved exclusively for members of the ALL programme (“Members”), and is provided by CIMB Niaga. This offer is governed by the following terms and conditions:

1. Conversion of Poin Xtra in Reward Points:

CIMB Niaga customers may convert their Poin Xtra into Reward points.

To do this, the customer must be a member of the ALL program.

Points may only be transferred towards a ALL account in the Poin Xtra member's name.

After conversion, Poin Xtra may be used according to ALL programme rules.

Poin Xtra may be used to complete a ALL balance and receive numerous gifts.

In order to participate in the ALL program, you need to have a valid ALL Card.

Reward points transferred to ALL do not qualify for higher ALL – Accor Live Limitless status calculation or to maintain existing ALL status.

2,000 Reward points equal to EUR 40. The IDR currency conversion is given as an indication and is non-contractual.

2. Points earned automatically with CIMB Niaga ALL Accor Live Limitless Credit Card

Points earned automatically will be earned as follows and for every IDR 20,000 spent

CIMB Niaga Platinum ALL Accor Live Limitless credit cardholder :

• - Every IDR 20,000 spent at Accor properties = 1 ALL Reward point
• - Every IDR 20,000 spent at other merchants = 0.5 ALL Reward point

CIMB Niaga World ALL Accor Live Limitless credit cardholder :

• - Every IDR 20,000 spent at Accor properties = 3 ALL Reward point
• - Every IDR 20,000 spent at other merchants = 1.5 ALL Reward point

3.Poin Xtra can also be converted manually:

• Manual conversion is valid at the following rate for all CIMB Niaga credit cardholders:​ 3000 Poin Xtra = 100 ALL Reward points