The CIMB Niaga offer is reserved exclusively for members of the ALL programme (“Members”), and is provided by CIMB Niaga. This offer is governed by the following terms and conditions:

1. Conversion of Poin Xtra in Reward Points:

CIMB Niaga customers may convert their Poin Xtra into Reward points.

To do this, the customer must be a member of the ALL program.

Points may only be transferred towards a ALL account in the Poin Xtra member's name.

After conversion, Poin Xtra may be used according to ALL programme rules.

Poin Xtra may be used to complete a ALL balance and receive numerous gifts.

In order to participate in the ALL program, you need to have a valid ALL Card.

Reward points transferred to ALL do not qualify for higher ALL – Accor Live Limitless status calculation or to maintain existing ALL status.

2,000 Reward points equal to EUR 40. The IDR currency conversion is given as an indication and is non-contractual.

2. Points earned automatically with CIMB Niaga ALL Accor Live Limitless Credit Card:

Points earned automatically will be earned as follows and for every IDR 20,000 spent

CIMB Niaga Platinum ALL Accor Live Limitless credit cardholder :

- Every IDR 20,000 spent at Accor properties = 1 ALL Reward point

- Every IDR 20,000 spent at other merchants = 0.5 ALL Reward point

CIMB Niaga World ALL Accor Live Limitless credit cardholder :

- Every IDR 20,000 spent at Accor properties = 3 ALL Reward point

- Every IDR 20,000 spent at other merchants = 1.5 ALL Reward point

3. Poin Xtra can also be converted manually:

- For CIMB Niaga World ALL Accor Live Limitless credit cardholders: 2000 Poin Xtra = 375 ALL Reward points*

- For CIMB Niaga Platinum ALL Accor Live Limitless credit cardholders: 2000 Poin Xtra = 250 ALL Reward points*

- For other CIMB Niaga credit cardholders: 2000 Poin Xtra = 100 ALL Reward points

*) This special conversion scheme is only valid until 31 December 2022

The points conversion above is done manually.